REAL ESTATE
MADE CLEAR.
Nancy Wilmeth is a licensed Oklahoma real estate agent at eXp Realty, serving the Tulsa Metro area including Broken Arrow, Owasso, Jenks, Bixby, Coweta, Claremore, Pryor, and Muskogee. With over 30 years of experience and 500+ homes sold, she specializes in first-time homebuyers, VA/military buyers, seller representation, and relocation.
30+
Years Experience
500+
Homes Sold
29
Five-Star Google Reviews
Tulsa Metro
& NE Oklahoma Coverage
I am a problem solver.
I love helping people.
My mission is to make real estate feel less overwhelming by giving my clients honest guidance, clear education, and steady support — so they can make confident decisions for their future.
Whether you're buying your very first home in Owasso or Coweta, selling a family home in Broken Arrow or Jenks, relocating from out of state to the Tulsa Metro, or navigating a life transition — I'll be there with a clear path and a steady hand. I've helped 500+ families across three markets, and I know every community from Claremore's historic downtown to Bixby's river trails.
READ MY FULL STORY
Guidance for every chapter
From first-time buyers to seasoned sellers, military-connected clients to relocating buyers — I meet you where you are.
Buyers
From first-time buyers to seasoned investors, I guide you through every step — inspections, negotiations, and the keys to your new home.
Learn moreSellers
Strategic pricing, professional marketing, and skilled negotiation to get your home sold for the best price with less stress.
Learn moreMilitary & Veterans
Specialized knowledge of VA loans, military relocations, and the unique needs of service members and their families.
Learn moreRelocation
Moving to Oklahoma from out of state? I'll help you understand the area, find the right community, and make a confident move.
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Proudly serving the Tulsa Metro & Northeast Oklahoma
View communitiesMoving up in the Tulsa Metro? Buy your next home before you sell your current one.
Skip the double move, the bridge-financing panic, and the contingent offers that lose out. I'll help you line up both closings so you move once, on your timeline, with honest guidance from contract to close.
See all 8 seller optionsStraight talk on buying, selling, and Tulsa living
Honest advice, market insights, and practical tips from over 30 years of helping families buy and sell homes across the Tulsa Metro.
Is Oklahoma a Good Place to Retire? What the Tulsa Metro Numbers Say
Retiring in Oklahoma? Here is what the Tulsa Metro offers: no Social Security tax, a 65+ retirement income deduction, low property taxes, and more home for the money.
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Does the County Matter When You Buy in Broken Arrow or Owasso?
Broken Arrow spans Tulsa and Wagoner counties. Owasso spans Tulsa and Rogers counties. Here is what the split means for your property tax bill and your homestead exemption.
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Are Homes Still Selling Above Asking Price in the Tulsa Metro?
Tulsa Metro homes close at about 97 to 98 percent of list price on average, and only about one in five sells over asking. What the 2026 sale-to-list data means for buyers and sellers.
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Can You Sell an Inherited Home Before Probate Ends in Oklahoma?
When probate is required in Oklahoma, how summary vs. regular administration works, and why stepped-up basis usually means a smaller tax bill than you expect.
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FHA vs. Conventional Loans: Which Is Right for Tulsa Metro Buyers?
FHA or conventional loan in Tulsa? A plain-language comparison of down payments, credit scores, and mortgage insurance for Tulsa Metro buyers.
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Will the Housing Market Crash in Tulsa in 2026? What the Data Says
Is the Tulsa housing market heading for a crash in 2026? Here is what the latest data on prices, inventory, and days on market actually shows, and what it means for buyers and sellers.
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USDA Loans in Oklahoma: 0% Down for Rural and Suburban Buyers
Can you buy a home with zero down in Oklahoma? USDA loans finance 100% of the price in eligible rural and suburban areas around Coweta, Pryor, Muskogee, and Claremore.
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Should I Sell My Tulsa Home Without an Agent?
Selling for sale by owner in the Tulsa Metro? The honest math on price gaps, buyer's agent fees, paperwork, and buyer exposure, so you can decide with real numbers.
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Is This Home in an HOA? What Tulsa Metro Buyers Should Know
What HOA dues cover, typical costs across Broken Arrow, Owasso, Jenks, and Bixby, the rules to watch, and what to check before you offer.
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Is This Home in a Flood Zone? What Tulsa Buyers Should Know
How to check the flood maps, what flood insurance costs in Tulsa County, and what the zones mean for your offer.
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What Do I Have to Disclose When Selling My Home in Oklahoma?
Oklahoma law requires sellers to complete a property condition disclosure before accepting an offer. What you must reveal, what as-is really means, and why disclosure protects you.
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How Much Is My Home Worth in the Tulsa Metro?
Why online estimates miss the mark in Tulsa, what the recent data actually shows, and how a real market analysis gives you a number you can trust.
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What Are Mortgage Rates in Oklahoma Right Now?
Oklahoma 30-year fixed rates are running around 7.6% as of October 2026, just above the 7.4% national average. Here is what that means for your Tulsa-area budget and your buying power.
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Which School District Will My Home Feed Into?
Your child's school is decided by your address, not the city on the street sign. How zoning works across Tulsa, Jenks, Bixby, Owasso, Broken Arrow, and Union.
Read morecommunities I know by heart
What areas does Nancy Wilmeth serve?
Nancy covers 9 service areas across the Tulsa Metro — population 1M+ — including Tulsa, Broken Arrow (population 115,000+), Owasso, Bixby, Jenks, Claremore, Coweta, Pryor, and Muskogee, with a price range from starter homes up to $900,000+.
Tulsa
The heart of Green Country — diverse communities, a thriving arts district, and every lifestyle from urban loft living to quiet residential streets.
ExploreBroken Arrow
Oklahoma's fourth-largest city with top-rated schools, well-maintained communities, and a charming historic downtown.
ExploreOwasso
A fast-growing north Tulsa suburb known for excellent schools, new construction, and easy highway access.
ExploreBixby
A small-town feel with big-city convenience — great schools, river access, and rapidly expanding amenities.
ExploreJenks
Riverfront living with a historic Main Street, the Oklahoma Aquarium, and some of the metro's most desirable communities.
ExploreClaremore
Home to Rogers State University and a vibrant downtown, Claremore offers a mix of history and small-town charm.
ExploreCoweta
A growing community with affordable homes, good schools, and easy access to both Tulsa and the lake country.
ExplorePryor
Gateway to northeastern Oklahoma's lake country with a strong manufacturing base and affordable living.
ExploreMuskogee
A historic city with a revitalized downtown, affordable real estate, and connections to Fort Gibson's heritage.
ExploreWhat people say
"Nancy was wonderful in helping me through my first time home buying process! She provided me with a wonderful packet explaining all the terminology that would come up as well as an explanation of timelines and estimated costs. She was our cheerleader and helped us assess what was most important to us in a home and ultimately helped us choose our forever home!"
First-Time Homebuyer
Verified Client · Google Review
"She is wonderful to communicate with, responds timely while also being respectful of your schedule needs, and is always there to help field any and all questions that come up along the way. She has a great line of contacts in the Tulsa area."
Tulsa Homebuyer
Verified Client · Google Review
"It was intimidating buying my first home, but Nancy made it as stress free as it possibly could be! Honestly, I will miss speaking with her now that we're settled!"
Happy Homeowner
Verified Client · Zillow Review
Questions people ask before calling
How much do I have to put down to buy a home in Tulsa?
It depends on the loan type. Conventional loans can require as little as 3% down, FHA loans are often 3.5%, and VA loans for eligible veterans and active-duty military require zero down payment. Oklahoma Housing Finance Agency (OHFA) programs can provide down payment assistance of up to 3.5–4% of the first mortgage. For a $225,000 home in Broken Arrow, Jenks, or Owasso, you could need as little as $0 to $8,000 depending on the program — far less than the 20% many people assume.
How much are closing costs in Oklahoma?
Closing costs in Oklahoma typically range from 2% to 5% of the purchase price. On a $250,000 home in the Tulsa Metro, that's roughly $5,000 to $12,500. This includes lender fees, title insurance, appraisal, home inspection, recording fees, and prepaid property taxes and insurance. I negotiate on your behalf, and 90% of the time I can get the seller to cover part of the closing costs.
What is the home buying process in the Tulsa Metro?
The typical process: get pre-approved by a lender → search for homes with me → tour properties in Tulsa, Broken Arrow, Bixby, Jenks, Owasso, or wherever fits your needs → make a competitive offer → complete the home inspection and appraisal → navigate any repair negotiations → close on your home. The timeline from accepted offer to closing is typically 30 to 45 days in the Tulsa area. I guide you through each step.
How much home can I afford in the Tulsa area?
Affordability depends on income, credit score, debt, and the loan program. The median home price in the Tulsa Metro is approximately $290,000 as of fall 2026, with Tulsa proper around $260,000, and starter homes available from $150,000 to $200,000 in areas like Coweta, Claremore, and parts of Muskogee. Premium communities in Jenks, Bixby, and south Tulsa range up to $700,000 to $900,000. I work with you and a trusted local lender to determine your comfortable budget before we start looking.
What makes Nancy Wilmeth different from other Tulsa real estate agents?
Nancy has been in real estate since 1995 — over 30 years and 500+ homes sold across three markets: Colorado, South Denver, and the Tulsa Metro. She maintains a 90% client satisfaction rate and a 21-day average to close. She's honest, accessible 7 days a week, and she solves problems before they become deal-breakers. Her clients value her patience, her willingness to educate at every step, and the fact that she treats every transaction like it's the most important one — because for you, it is.
Answer a few questions, get a clear path
Buying or selling, starting out or moving on, I'll take your answers and point you toward the right first step. No jargon, no pressure, no obligation — just honest guidance built around your goals.
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Takes under a minute. Five quick questions, then I follow up personally.
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Tailored to you. The questions adapt whether you're buying or selling.
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No pressure. Honest guidance and a steady hand from contract to close.
Find your next move
Answer a few quick questions and I'll point you in the right direction.
Deep knowledge of every Tulsa Metro community
From the Midtown bungalows and Brookside dining corridor to the family-friendly suburbs of Broken Arrow, Bixby, Jenks, and Owasso — through Claremore's historic downtown, Coweta's lake country, Pryor's industrial corridor, and Muskogee's revitalized core — Nancy knows the communities, the school districts (Tulsa Public Schools, Jenks, Union, Broken Arrow, Owasso, Bixby), the drive times, and the hidden gems that make each community unique.
Ready to make your move?
Whether you're buying your first home, selling a beloved property, or relocating to Northeast Oklahoma, I'm here to guide you — step by step, with honesty and care.
What's your home worth?
Get a free, no-obligation home valuation based on real Tulsa Metro and NE Oklahoma market data. I pull recent sales, current listings, and neighborhood trends, then give you an honest number in plain language, with zero pressure.
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Based on real data. Comparable sales and current listings in your neighborhood, not an online guess.
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Fast. You'll hear back within one business day.
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No obligation. Free, honest guidance built on 30+ years and 500+ homes sold.
Let's talk about your next move
No pressure, no jargon — just an honest conversation about your goals and how I can help you reach them. I prefer phone calls, but text or email works great too.
